Chase
IHG One Rewards Premier
$99 annual fee
A card is only “good” relative to yourspending. Run your numbers and we'll show this card's honest annual value for you — including the credits you'd actually use and the ones you wouldn't.
See what it's worth for meEarning
- 10x Hotels (IHG (Holiday Inn, etc.) only)
- 5x Dining out
- 5x Gas
- 5x Flights, Car rental, Other travel
- 3x everything else
Credits
- $50 United TravelBank cash each year
Worth weighing (we don't score these)
- Platinum elite status. Upgrades and bonus points on IHG stays.
- Fourth reward night free. Real value on longer points stays — depends on how you redeem.
- $100 credit + 10k points at $20k annual spend. Kicks in only if you put $20,000/year on the card — not counted in the math.
Official card page ↗Details last verified 2026-07-04
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