Bank of America
Premium Rewards
$95 annual fee
A card is only “good” relative to yourspending. Run your numbers and we'll show this card's honest annual value for you — including the credits you'd actually use and the ones you wouldn't.
See what it's worth for meEarning
- 2x Flights, Hotels, Car rental, Other travel
- 2x Dining out, Food delivery
- 1.5x everything else
Credits
- $100 airline incidental credit
Worth weighing (we don't score these)
- Preferred Rewards can boost earnings 25–75%. Up to 3.5x on travel/dining for Platinum Honors members.
- No foreign transaction fees. Safe to use abroad.
Official card page ↗Details last verified 2026-07-04
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