American Express
American Express Gold
$325 annual fee
A card is only “good” relative to yourspending. Run your numbers and we'll show this card's honest annual value for you — including the credits you'd actually use and the ones you wouldn't.
See what it's worth for meEarning
- 4x Dining out, Food delivery — up to $50,000/yr
- 4x Groceries (A regular supermarket (Kroger, Safeway, Publix…) / Specialty / farmers markets only) — up to $25,000/yr
- 3x Flights
- 5x Hotels (booked through the card's travel portal)
- 1x everything else
Credits
- $120 dining credit ($10 monthly, select partners)
- Uber Cash ($10 monthly)
- $100 Resy credit ($50 twice a year)
Worth weighing (we don't score these)
- No foreign transaction fees. Use it abroad without the usual ~3% surcharge.
- Purchase protection & extended warranty. Coverage on eligible purchases charged to the card.
- Hertz Five Star status. Complimentary mid-tier Hertz Gold Plus Rewards status (2026 refresh).
Official card page ↗Details last verified 2026-07-04
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